Looking for a mortgage can be a daunting task for the first time buyer. We will guide you through the whole process. We negotiate with lending institutions in order to secure the most cost effective and flexible options for the first time buyer. We can offer a variety of products including offering up to 90% mortgages. We provide independent advice and take the work out of the application process while coordinating with other parties (solicitors‚ valuers etc).
Step by Step Guide
How Much Can I Borrow? Your current income (which includes commission‚ bonuses‚ overtime - i.e. any additional money that is subject to tax) will determine how much you can borrow. ...
Make an Appointment with Donegan Financial Services Our office hours are 9 am – 5 pm each day. However evening appointments are available so as to cause little disruption to your normal working day as possible. ...
Choose Your Solicitor If you have not got a particular solicitor in mind we will be happy to recommend one of many firms we deal with...
Select A Property Once you have found a property that matches your criteria and is within your price range‚ please let us know....
Arrange Valuation of Your Property The property you wish to buy must be professionally valued. At this stage we can instruct a valuer from a panel of approved valuers. ...
Procedure at signing of contracts Once your solicitor is satisfied with the title to the property (i.e. that ownership of the property is clear and can be transferred to you) you now sign contracts. ...
